Privacy Policy
Effective date: March 16, 2026
1. Who We Are
MarisRisk ("we", "us", "our") operates the website marisrisk.ai. We provide underwriting decision-support tools that consolidate publicly available employer safety data.
2. Information We Collect
- Account information — name, email address, and organization name you provide when you register.
- Usage data — pages visited, searches performed, features used, timestamps, IP address, browser type, and device identifiers collected automatically.
- Cookies & similar technologies — see Section 7 below.
3. How We Use Your Information
- Provide, maintain, and improve the Service.
- Authenticate users and enforce access controls.
- Generate aggregated, non-identifying analytics.
- Communicate service updates, security alerts, and support messages.
- Comply with legal obligations.
4. Legal Bases for Processing (GDPR)
Where GDPR applies, we process personal data on the following bases:
- Contract — to provide the Service you signed up for.
- Legitimate interest — analytics, security, and fraud prevention.
- Consent — for non-essential cookies (you may withdraw consent at any time).
- Legal obligation — where required by applicable law.
5. Data Sharing & Disclosure
We do not sell your personal data. We may share information with:
- Infrastructure providers that host and operate the Service (servers, databases).
- Law enforcement or regulators when required by law.
- A successor entity in the event of a merger, acquisition, or asset sale.
6. Data Retention
We retain account data for as long as your account is active. Usage logs are retained for up to 12 months. You may request deletion of your account and associated data at any time by contacting support@marisrisk.ai.
7. Cookies
| Cookie | Purpose | Type | Duration |
|---|---|---|---|
| session_token | Authentication | Strictly necessary | Session |
| cookie_consent | Stores your cookie preference | Strictly necessary | 365 days |
You can manage or delete cookies through your browser settings. Disabling strictly necessary cookies may prevent the Service from functioning correctly.
8. Your Rights
Depending on your jurisdiction you may have the right to:
- Access, correct, or delete your personal data.
- Object to or restrict processing.
- Data portability.
- Withdraw consent at any time.
- Lodge a complaint with a supervisory authority.
9. Security
We use HTTPS encryption, role-based access controls, and regular backups to protect your data. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security.
10. Children
The Service is not directed at anyone under 16. We do not knowingly collect personal data from children.
11. Changes to This Policy
We may update this policy from time to time. Material changes will be communicated via the Service or by email. Continued use after changes constitutes acceptance.
12. Contact
Questions about this policy? Contact us at support@marisrisk.ai.